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Money and I have had a complicated relationship over the years. We’ve dated, we’ve broken up, we’ve been friends, and we’ve been lovers. I’ve tried to earn money, save money, invest money, borrow money, forget about money, focus on money. But there have been things that have worked to make me more money, and things that have drained the money away from me. I hope to give you some helpful tips and strategies here.
Examine Your Relationship To Money. I grew up thinking that money was the root of all evil. In truth, it’s the love of money at the exclusion of all other values that is harmful to your soul. But money itself is neutral. And you can do a lot more good with it than without it. If you grew up either distrusting money or thinking it was evil, you may need to challenge that belief. Find persons you respect, and who are more wealthy than you. Talk to them about their mindset, attitude, and thought pattern toward money. Read about great individuals who earned a lot of wealth, and learn from them as well.
Practice the 12:1 Wealth Ratio. This is a challenging idea to get your brain and soul around, but it is key if you want to be successful. Learn to add value at a ratio of 12:1. In other words, work to bring 12 times as much value to your boss, your co-workers, and your customers as they bring to you. Don’t seek to make the quick buck, but rather, look for ways to help them meet their goals, and ways to solve their problems. Chris Brogan. Google his name. He’s the author of the book, Trust Agents, and he exemplifies the philosophy of adding value to his customers. Because he does this, he has earned a lot of money.
Plug the Holes. Think of money as a river. Whenever you earn a paycheck, you’ve got the river coming into your life. But when you spend without keeping track of your spending, when you spend to feel better, when you spend to get something you want, without practicing any restraint, you are creating holes in your wealth bucket. Learn to track your money. Create a spending plan, otherwise known as a budget. Get some help from friends who are more financially savvy than you so that you can get your spending plan in order. Otherwise, you are pouring your wealth into a leaking bucket.
Learn to Earn. Your greatest source of wealth lies in your heart and in your brain. Your attitudes and your creativity are perhaps the most vital resources for creating wealth. Do you have a positive, ‘can-do’ attitude toward your current job? Are you constantly learning new skills, setting new work goals, and reading literature related to your field? If not, you are not really desperate for money.
I hope these principles will get you started on your journey toward wealth. Le
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