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Money and I have had a complicated relationship over the years. We’ve dated, we’ve broken up, we’ve been friends, and we’ve been lovers. I’ve tried to earn money, save money, invest money, borrow money, forget about money, focus on money. But there have been things that have worked to make me more money, and things that have drained the money away from me. I hope to give you some helpful tips and strategies here.

Examine Your Relationship To Money. I grew up thinking that money was the root of all evil. In truth, it’s the love of money at the exclusion of all other values that is harmful to your soul. But money itself is neutral. And you can do a lot more good with it than without it. If you grew up either distrusting money or thinking it was evil, you may need to challenge that belief. Find persons you respect, and who are more wealthy than you. Talk to them about their mindset, attitude, and thought pattern toward money. Read about great individuals who earned a lot of wealth, and learn from them as well.

Practice the 12:1 Wealth Ratio. This is a challenging idea to get your brain and soul around, but it is key if you want to be successful. Learn to add value at a ratio of 12:1. In other words, work to bring 12 times as much value to your boss, your co-workers, and your customers as they bring to you. Don’t seek to make the quick buck, but rather, look for ways to help them meet their goals, and ways to solve their problems. Chris Brogan. Google his name. He’s the author of the book, Trust Agents, and he exemplifies the philosophy of adding value to his customers. Because he does this, he has earned a lot of money.

Plug the Holes. Think of money as a river. Whenever you earn a paycheck, you’ve got the river coming into your life. But when you spend without keeping track of your spending, when you spend to feel better, when you spend to get something you want, without practicing any restraint, you are creating holes in your wealth bucket. Learn to track your money. Create a spending plan, otherwise known as a budget. Get some help from friends who are more financially savvy than you so that you can get your spending plan in order. Otherwise, you are pouring your wealth into a leaking bucket.

Learn to Earn. Your greatest source of wealth lies in your heart and in your brain. Your attitudes and your creativity are perhaps the most vital resources for creating wealth. Do you have a positive, ‘can-do’ attitude toward your current job? Are you constantly learning new skills, setting new work goals, and reading literature related to your field? If not, you are not really desperate for money.

I hope these principles will get you started on your journey toward wealth. Le

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Whether gambling online is a serious pastime for you or a casual hobby, choosing between the hundreds of online casinos available online today can be rather intimidating. After all, every online gamer has their own unique personality, likes, dislikes and preferred games. Just as every player is different, so are online casinos. Below are the basics to consider when shopping around for an online casino that will meet your gambling needs and then some.

It’s All About the Games

When it comes to online casinos, I come to play and I play to win. But first and foremost, I come to play. That means that you’re not going to stick around playing a game you don’t enjoy. Even if you play a game common to all casinos like poker, if the interface is weak you are all but guaranteed to make a fast “exit.”

Because online casinos only feature games where wagers are involved, you might think your choices are limited, but you couldn’t be farther from the truth. Many companies pride themselves on thinking outside the box and offering new and innovative games that raise the bar in terms of graphics, sound and playability. It is a good idea to get an idea of which online casinos carry games that you are interested in playing. Companies like Rival and Cryptologic are just two of the many top online casino software providers that push the envelope with every game they put out.

Also know that each software provider has their own style. Rival, as I mentioned above, has stellar games, but tends to cater to the younger crowd of online casino players. They focus more on graphics and games that appeal to “video gamers” more than anyone else. Where as Cryptologic has a knack for taking classic games and making them fresh and exciting again.

Banking Features

Naturally people when playing online, one wants to make sure that they are able to access their money as quickly and conveniently as possible. Most online casinos offer simple depositing processes whereby you deposit money into an account for use within that particular online casino. Still, not every casino operates the same way. RTG and Playtech incorporate their own software methods to manage money while Cryptologic uses “Ecash.”

Look for Peer Reviews

An online casino will tell you anything and everything to get you to gamble at their online casino. Can you blame them? They want to make money. It is in their best interest to sell their online casino as the biggest and the best. Therefore, your best bet on researching an online casino is to search for customer reviews on gambling review websites.

Online gamers are passionate about the casinos they love and venomous towards those they hate. Before spending a dime, it behooves you to read some reviews and benefit from the experience of others. There are so many sites out there offering top-notch, third party reviews of online casinos. Even though you’ll be gambling at the casino, it’s best not to gamble on a casino.

Beware of Sign Up Bonuses

Sign up bonuses as far as I’m concerned are the candy that a shady stranger uses to lure a kid into a van. They say nothing for the online casino’s game-play or customer service. I shall use another simile. They are like an ad incentive from a car dealership put out there to draw suckers into the clutches of salesman. Bottom line, there’s always a catch. In the above scenarios you either get kidnapped or have the old “switcharoo” pulled on you and end up paying way more than you wanted for a car.

Online casinos are no different. Often the sign up bonus will offer some exorbitant amount of free money. That’s what it says on the surface. But what they don’t tell you is that if you want that money to pay off, you will have to pay an even more exorbitant amount in wagers until you meet your minimum that lets you cash out…if you have any winnings that is.

Are You a Mac or a PC?

While every online casino is PC friendly, the same cannot be said for Macintosh computers. However, online casino bosses aren’t blind and many have developed platforms that are compatible with both PC and the rising number of Mac users. So if you’re on a Mac, your choice is fairly limited. If you’re on a PC, the online casino world is your oyster.

ECOGRA Certified Casinos

There are a number of third-party online casino watchdogs out there, all of them monitoring the casinos to see that they are playing fair. The most trusted of them all is eCogra (short for eCommerce Online Gaming Regulation and Assurance). There is no way to ensure that any online casino is absolutely fair 100% of the time. However, seeing that a casino is certified by eCogra is the best way to know that play is as fair as it can be.

There are other names out there, but none as universally trusted as eCogra. While others may certainly do their job as well as if not better than eCogra, their reputation is certainly strongest. In theory, anyone could start a watchdog company and create a seal. By going with an eCogra certified casino, you know that they stake their reputation on the fact that your gaming experience will be a fair one.

Know the Law

Even though it shouldn’t be, online gambling is largely prohibited in many places, the United States included. In those places where it is legal, it is highly regulated. Therefore, whether online gambling is legal in your area or not, it is important to know the law before you start spending. An online casino allowing you access does not necessarily mean that their services are legal where you are. It is difficult for governments to regulate the internet and often the player is the one at risk. If your funds are seized, the casino has their money already since it is legal for most casinos to accept deposits. So before making a deposit, look into online gambling laws specific to where you live for a hassle-free gaming experience.

To me the most important thing when playing at the casinos is that I feel comfortable with the casino, the game, the graphics and the overall appeal to enhance my experience. With this being said I compare them before I play.

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